Pet Policy Benefit Table

Cover	BRONZE		SILVER		GOLD
Vet's Fees	£1,000		£3,000		£5,000
Cover for ongoing conditions **
Accidental Damage
Death from Illness*	-		£250		£750
Death from Accident*	-		£250		£750
Advertising & Reward	-		£250		£750
Theft or Straying	-		£250		£750
Third Party Liability & Legal Expenses (Dogs Only)	£1,000,000		£1,000,000		£1,000,000
Accidental Damage	-		-		£500
Boarding Kennel Fees	-		£250		£1000
Holiday Cancellation	-		£250		£2,000
Veterinary Helpline
Bereavement Counselling Helpline
Pet Legal Helpline
Pet Minders Helpline
Pay Vet Direct
Overseas Travel	Up to 30 days		Up to 30 days		Up to 12 months
* This section does not apply in the case of Dogs that are 9 or more years old and cats that are 11 or more years old.
** Subject to cover remaining in force and the original policy limit.

Excesses

• Vet's Fees £50
  
  
• Third Party Liability £100
  
  
• Accidental Damage £100

Important Points (please refer to the full policy wording for complete terms and conditions)

• The excess amounts shown against the cover are the amounts which you personally will be asked to pay in respect of each claim.
  
  
• Veterinary fees which are not covered include the costs of routine examinations, vaccinations, whelping, kittening, castration, spaying and prescription drugs for preventative treatment.
  
  
• Cats and Dogs must be at least 8 weeks old to qualify for VIP in Association with Petwise healthcare.
  
  
• Cover for illness starts 10 days after the inception date of the policy.
  
  
• Third party insurance applies only if you are not already covered by your household policy, it excludes injury to your family, household, employees or their property.
  
  
• Insurance cover is available in the United Kingdom (including Northern Ireland), Isle of Man and Channel Islands only.
  
  
• Your insurance certificate cannot be transferred to another pet.
  
  
• A copy of the policy is available for inspection on request.