Benefit Table

	Level of Cover
	PDSA Petsurance 2000	PDSA Petsurance 3000	PDSA Petsurance 7000
Vet fees	Up to £2,000*	Up to £3,000*	Up to £7,000*
Death from Accident/Illness ‡	n/a	£500	£500
3rd Party Liability (dogs only) ^	£1M	£1M	£1M
Accidental Damage ^	n/a	£250	£250
Recovery Expenses	n/a	£500	£500
Boarding Fees	n/a	£650	£650
Loss by Theft or Straying	n/a	£500	£500
Holiday cancellation †	n/a	£1,000	£1,000
Bereavement counselling
Pet Legal Helpline
Pet Minders
Vet Finder Helpline
Overseas Travel †	30 days	12 months	12 months
¹ 0% APR on monthly premiums ² Excess is payable on a per condition basis * Ongoing cover is provided up to either £2,000 / £3,000 / £7,000 per incident, subject to premiums being paid and up-to-date and the policy renewed. Pre existing conditions are excluded. ‡ Death by illness does not apply to dogs that are over 9 years old or cats that are over 11 years old ^ £100 excess applies to all claims † Subject to full compliance with the PETS travel scheme

Excesses

• Vet's fees (please refer to you policy documentation)
  
  
• Third party liability £100
  
  
• Accidental damage £100

Important points (please refer to the full policy wording for complete terms and conditions)

• The excess amounts shown against the cover are the amounts which you personally will be asked to pay in respect of each claim.
  
  
• Veterinary fees which are not covered include the costs of routine examinations, vaccinations, whelping, kittening, castration, spaying and prescription drugs for preventative treatment.
  
  
• Cats and dogs must be at least 8 weeks old to qualify for PDSA Petsurance healthcare.
  
  
• Cover for illness starts 10 days after the inception date of the policy.
  
  
• Third party insurance applies only if you are not already covered by your household policy, it excludes injury to your family, household, employees or their property.
  
  
• Insurance cover is available in the United Kingdom (including Northern Ireland), Isle of Man and Channel Islands only.
  
  
• Your insurance certificate cannot be transferred to another pet.
  
  
• A copy of the policy is available for inspection on request.

Helplines

All policies include access to the following help lines (calls may be monitored or recorded to help maintain a quality service):

• Vet finder service
  
  If you or your pet are away from home while in the United Kingdom, Northern Ireland, Isle of Man, or Channel Islands and your pet needs urgent veterinary care, PDSA Petsurance gives you access to our help lines so we can identify the nearest vet for you.
  
  
  
• Bereavement counselling
  
  An understanding, confidential and professional service enabling you to talk for as long as you need to about the death or illness of your pet. Help and advice to address the symptoms brought about by bereavement is available 24 hours a day, 365 days a year.
  
  
  
• Pet legal
  
  Lawyers are available to provide advice and explain legal issues in plain English and in a friendly and helpful way - available 24 hours a day, 365 days a year.
  
  
  
• Pet minders
  
  This enables you to locate a registered Pet Minder (on a national basis) for either a few minutes or indeed weeks, in order to look after your pet while you are away.
  
  
  
• Pay vet direct
  
  If you and your vet would prefer, we can send payment directly to your vet (Less any policy excess)
  
  
  
• PETS Travel Scheme
  
  For information on how to obtain a Pet Travel Scheme Certificate – (Please note that we do not extend cover to include Canada and USA).